Home Owner's Insurance

Here are a few things you should consider when purchasing a Homeowners Policy.....

Tips and Information

• How much would it cost to rebuild my home at today's prices?
• How can I make my home safer and possibly save money?
• Should I purchase flood insurance?

Your Property

• What would it cost to replace the contents of my home?
• Do I have an inventory and photographs of my personal possessions?

You and Your Guests

• What kind of protection do I have against liability claims?
• Will my guests' medical expenses be covered if they're accidentally injured on my property?

Your Coverages

• How can I personalize my policy with extended coverage on computers, silverware, jewelry and more?
• How often should I reevaluate my coverages?
• How much should my deductible be?
• Do I need or have reimbursement for additional living expenses if I can't live in my home due to a covered loss?
• I'm building my home, are there additional coverages available during the course of construction?
• Did you know there are more than one type of home policy form in NC?
  

One of the licensed agents at Cook Insurance Agency can help guide you through the various home policy options.